Card Testing International is one of the few independant card testing laboratories in the worldCard Testing International is one of the few independant card testing laboratories in the world
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Individual ISO Tests

Card Stock Testing

Non ISO durability tests

Card pre-acceptance quality control

Problem Card Analysis/Fault Diagnosis

Branch Encoder quality review programmes

Bulk Encoder/Embosser preventative maintenance & trending

Educational Seminars

Card Testing International is one of the few independant card testing laboratories in the world

Adjacent Sub Interval Variation

This measurement refers to the size of “1" bits in comparison to the size of the adjacent previous bit. A comparison is made between the size of the first half of the current “1" bit compared to the previous bit divided by 2. This is expressed as a percentage value.

ANSI

American National Standards Institute

Bit-to-Bit Variation

This measurement refers to the size of the current bit in comparison to the previous bit. This is expressed as a percentage value.

Branch Encoder

Is the name we typically use when referring to the encoder that is used to encode encrypted customer select PIN information to a card. There are many names that are used for this type of encoder, including customer select PINing device and card activation terminal. Normally these are distributed throughout a branch network, where they are easily accessible by card holder clients. These can either be manual swipe (typically) or motorised units.

Bulk Encoder/Embosser

This is the rather expensive piece of automated machinery that encodes (writes) data to the stripe, and embosses information in the plastic. Some models can process many cards per hour. Blank card stock is normally loaded into hoppers, which are fed into the machine, one at a time.

Clocking zeros

These are a series of consecutive zero bits that are found preceding the start sentinel and after the end sentinel. They are used by many readers to synchronise to the speed of which the card swiped.

Encode

This refers to the process where data (typically) is written onto the stripe by specialised equipment.

End Sentinel

This is an encoded ISO defined character on the magnetic stripe which signals the end of the card data. The encoding after the end sentinel consists of clocking zeros, and sometimes a check digit.

High Coercivity

Also know as HiCo, this is a term primarily given to a type of magnetic tape that displays high resistance to being erased. Specialised equipment, with higher current outputs, is required to encode data to a HiCo stripe. This tape will resist erasure from most commonly found magnets.

ISO

International Organisation for Standardisation. They form the specialised system for worldwide standardisation.

Jitter

This primarily is a colloquial term for bit to bit variation and adjacent sub interval variation. That is, the size of the current bit in question, when compared to the previous bit, expressed as a percentage of the previous bit. For bit to bit variation, the difference between the current bit and previous bit is calculated, then this difference is expressed as a percentage of the size of the previous bit (size difference/size of previous bit x 100). Adjacent sub interval variation only applies to one bits. Specifically the first half transition peak to transition peak) of the current one bit is compared to half the size of the previous bit ((difference between the size of first half of current one bit and the size of previous bit)/(size of previous bit/2)x100). The "jitter" values are important because this is how readers decode card data (decide whether a bit is a one or zero), on a bit compared to previous bit measurement (of course as a time measurement). This especially helps swipe readers, without accurate speed monitoring components, to cope with the huge variation in swipe speeds and accelerations.

Low Coercivity

Also know as LoCo, this primarily refers to magnetic tape that is easily affected by contact with magnets, i.e. it displays low resistance to being erased. It requires a low level of current to encode data to the stripe.

Signal Amplitude

This is a reference to strength of the magnetic signal coming from the card once it is encoded. It is measured as a voltage when the card is passed over a read head. This voltage is expressed as a percentage of a reference signal amplitude from a master standard magnetic tape.

Start Sentinel

This is an encoded ISO defined character on the magnetic stripe which signals the start of the actual card data. The encoding preceding the start sentinel consists of clocking zeros.

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